Categories Mortgage Rates Today Average Percentage Rate For Home Loan Post author By Linda Golden Post date Contents Home mortgage loans Averaged 4.07 percent Federal interest rate 7 1 30-year fixed-rate mortgages Interest rates on U.S. 30-year fixed-rate mortgages fell below 4% for the first. Recent data suggest a cloudy picture of the housing industry. ← 30 Year Commercial Loan Rates → Qualifications For A Home Loan